We are here for you
Purchasing a home is one of the most significant financial decisions you'll make—and it comes with a lot of important questions. That’s why I go beyond just closing a deal. I’m here to guide you through every step, offering clear answers, honest advice, and expert support to help you make the right move with confidence.
Together, we’ll find the home that feels right—and fits your future.
Supporting you every step of the way
There’s more to finding the right home than checking boxes. I’ll help you look beyond the basics to consider what truly matters—like school districts, lifestyle fit, long-term value, and hidden opportunities you may not have thought about.
With powerful search tools and local insights, we’ll zero in on the homes that truly match your needs. And when it’s time to make an offer, I’ll bring sharp market knowledge, negotiation skills, and attention to every critical detail to help you get the best deal possible—with less stress along the way.
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HOME BUYER'S GLOSSARY
AMORTIZATION PERIOD
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
APPRASIAL
The process of determining the market value of a property.
CLOSED MortgageS
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
Closing date
The date on which the new owner takes possession of the property and the sale becomes final.
Collateral
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
Deposit
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
Equity
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
MORTGAGE
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
Term
The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
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Take the next step in your journey
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer:
CENTURY 21 United Realty Inc. Brokerage
INFO & SERVICES
CENTURY 21 United Realty Inc. Brokerage
387 George Street South (PO Box 178), Peterborough, ON K9J6Y8
(705) 743-4444
INFO & SERVICES
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The trademarks MLS®, Multiple Listing Service® and the associated logos identify professional services rendered by REALTOR® members of CREA to effect the purchase, sale and lease of real estate as part of a cooperative selling system. The trademarks REALTOR ® , REALTORS ® and the REALTOR ® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license. This listing content provided by REALTOR.ca has been licensed by REALTOR® members of The Canadian Real Estate Association. Not intended to solicit properties currently listed for sale or buyers under contract.
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